What type of No-Doc or Low-Doc loan program is right for you?

The responsiblility of a specialist is to understand the the basic fabric of your situation so that we can consider all factors and help you to select the best program for your particular situation.

Are you self-employed, not employed, recently employed?  Are you refinancing or buying? Is your credit good, bad or excellent?  Can you verify liquid financial assets?  Does your business have liquid financial assets to verify?  Do you have a CPA for third party verification?  How much credit do you have outstanding?  Do you rent, own or live with family?  Are you a first time home-buyer?  How much will you put down? Does your scenario make sense or can me make it make sense? These are a just a few of the questions we will tackle as we determine the best program for your situation.

Basic categories:

After we determine what we can and cannot verify and what does and does not make sense, we will determine which of the following is the best fit:

• True No Doc (No Income/No Asset/No Job Disclosure)
• No Income Verification with Asset Verification
• No Income Verification and No Asset Verification
• No Income Verification and No Asset Verification with Employment Verification

We will get it done:

We will get your loan closed.  Because we specialize in these types of loan programs we will qualify the situation right away, and then move to a hassel-free closing with no surprises.  That is the benefit in working with a specialist.  We know what to look for upfront, so that the entire process is much easier for our clients.